Terms and Conditions of Use Policy

Please review these terms carefully. They outline your rights and responsibilities when accessing or using Ratelozona’s brand, marketing, and web solutions in Australia.

December 28, 2025

Acceptance of Terms

By using our website or digital solutions, you indicate acceptance of these terms. If you disagree, do not use the site or services. Your continued use constitutes your binding consent.

Definitions

For clarity, these key terms apply throughout our Terms and Conditions.

"Ratelozona" means our website, www.ratelozona.sbs, and all related digital marketing materials we produce.

"User(s)" refers to anyone accessing our website, content, or services for digital marketing, branding, or ecommerce advice.

"Content" describes all information posted, including articles, graphics, images, and downloads, unless stated otherwise.

"Services" means the blog and related branding, marketing, and design resources offered on Ratelozona.

Permitted Service Usage

Access is only for lawful purposes and in accordance with these terms. We offer content, tools, and features supporting brand growth and digital marketing knowledge.

Eligibility

Use is limited to persons capable of forming legally binding contracts under Australian law.

Use is prohibited by anyone under 18 in Australia.

User Responsibilities

By accessing Ratelozona, you agree to responsible participation that respects all users and the integrity of our digital resources.

Provide accurate information in forms or feedback areas where requested.
Refrain from any activity that disrupts, damages, or impairs the website’s operation or security.
Respect intellectual property rights associated with our content and branding materials.
Use website resources and communications ethically and in compliance with applicable laws.

Prohibited Uses

These uses are not permitted to protect all users and our brand:

Uploading, disseminating, or transmitting malware, viruses, or harmful material.
Attempting unauthorised access to our website, user accounts, or confidential systems.
Using content for unlawful or deceptive commercial purposes.
Posting abusive, defamatory, discriminatory, or otherwise inappropriate content.
Violating Australian law through any use of our website or digital services.

Intellectual Property Rights

All Ratelozona content—logos, graphics, articles, and related materials—is our property or used with permission. Users may view for personal use only. Content cannot be reproduced, adapted, or shared without our express written consent.

User Content Guidelines

You may submit feedback or content, provided it does not violate these terms or infringe rights.

Rights in User-Submitted Content

By submitting content or feedback, you grant Ratelozona a non-exclusive right to use, adapt, and display submissions in connection with our website and services.

Privacy and Cookie Policy

Your privacy is governed by our Privacy Policy and Cookie Policy, which describe how data is handled, stored, and protected.

Read Privacy Policy

Important Site Disclaimers

The information and advice on Ratelozona are for general reference only and not tailored to individual circumstances.

No Guarantees or Warranties

We do not warrant specific outcomes, and results may vary based on various factors. Seek independent advice where necessary.

Limitation of Liability Statement

Ratelozona is not liable for any loss or damage related to use, or inability to use, our site or services.

Indemnification

You agree to indemnify and hold Ratelozona harmless from any third-party claim or liability related to your use of the site.

Dispute Resolution Process

We promote amicable resolution of disputes and outline preferred handling here.

Arbitration

Disputes will be referred to binding arbitration in accordance with Australian law.

Arbitrator decisions are final and binding.

Online Dispute Resolution Platform

Users can access Australian ODR mechanisms when standard processes are insufficient.

Find out more about ODR here

Severability

If any provision is held unenforceable, remaining terms remain in effect.

Entire Agreement

These terms constitute the entire agreement between you and Ratelozona regarding site use.

Applicable Law and Jurisdiction

Australian law governs all use and interpretation of these terms.

Termination

We may suspend or terminate your access if you breach these terms or misuse our resources.

Modifications

We reserve the right to modify these terms at any time with notice. Continued use constitutes acceptance.

Contact and Inquiries

For questions about our terms, contact us using the information below.

Email Address: content@ratelozona.sbs

Phone: +61-3-6979-0597

Address: Tower 2, 201 Sussex Street, Sydney, NSW 2000 Australia

Effective Date of Terms: December 28, 2025

Version: 2.1